Last Updated October 19, 2020
Privacy and Data Security
Third Party Information Providers
“Bingham, Osborn & Scarborough” and “Investing with Vision” are service marks or trademarks of B|O|S (whether or not such marks are federally-registered). B|O|S may also have service mark or trademark rights in logos or other marks contained in this Website. In addition, the look and feel of this Website constitute the service marks, trademarks and/or trade dress of B|O|S and, except as expressly provided herein, may not be copied, imitated or used, in whole or in part, without the prior written permission of B|O|S. Other trademarks, service marks and logos used on this Website may be the trademarks, service marks or logos of Third Party Providers, our licensors or other owners. You may not use or display service marks, trademarks or logos found on this Website without the prior written consent of B|O|S or the relevant owner of such mark.
You also agree not to:
The information and Content on this Website is intended solely for informational purposes, and should not be construed as investment advice, relied upon as a recommendation to take any action, or construed as an endorsement of any investment strategy. Moreover, the information and Content on this Website is not a replacement for any individualized investment advice. Any reliance you place on such information, including, without limitation, any decision to take any action (or to refrain from taking any action) based on the information and Content on this Website, is strictly at your own risk.
WARRANTY AND OTHER Disclaimers
This Website, including any information or Content contained within it or any site-related service, is provided “AS IS” and “AS AVAILABLE,” with no representations or warranties of any kind, either express or implied, including, but not limited to, the implied warranties of fitness for a particular purpose, title and non-infringement, and quality of information. B|O|S makes no warranty that this Website and/or any Content therein will meet your requirements, or will be uninterrupted, timely, secure, current, accurate, up-to-date, complete or error-free, and you assume total responsibility and risk for your use of this Website. B|O|S provides no guarantee against the possibility of deletion, misdelivery or failure to store communications or other data. B|O|S expressly disclaims all liability for errors or omissions in, or the misuse or misinterpretation of, any information contained in this Website. B|O|S may change or update information or Content contained on this Website at any time but has no commitment or obligation to update such information or Content at any time or on any specified schedule. The foregoing does not affect any warranties that cannot be excluded, disclaimed or limited under applicable law.
The Content is for informational purposes only and is not intended to be used as a general guide to investing or financial planning, or as a source of any specific recommendations, and makes no implied or express recommendations concerning the manner in which any individual’s investments or assets should or would be handled, as appropriate strategies depend upon each individual’s specific objectives. It is the responsibility of any person or persons in possession of this material to inform himself or herself of, and to seek appropriate advice regarding, any investment or financial planning decisions, legal requirements, and taxation regulations which might be relevant to the topics of and information available on this Website, or the purchase, subscription, holding, exchange, redemption, or disposal or any investments.
The portfolio risk management process includes an effort to monitor and manage risk, but does not imply low risk. Past performance is not indicative of future results, which may vary. The value of investments and the income derived from investments can go down as well as up. Future returns are not guaranteed, and inherent in any investment is the potential for loss.
The opinions expressed on this Website are current opinions, as of the date they are posted only. Such opinions are not reliable as fact and are subject to change, but B|O|S has no obligation to update such opinions. In addition, it is possible that this Website could include typographical or other inaccuracies or errors, and that unauthorized additions, deletions and alterations could be made to this Website by third parties. The Content is provided with the understanding that you are solely responsible for assessing the accuracy, completeness and relevance of the Content.
The Content does not constitute a solicitation in any jurisdiction in which such a solicitation is unlawful or to any person to whom it is unlawful. Moreover, the Content neither constitutes an offer to enter into an investment agreement with the recipient nor an invitation to respond by making an offer to enter into an investment agreement.
Markets and Market Data
This Website may also include data provided by MSCI Inc. (“MSCI”). Neither MSCI nor any other party involved in or related to compiling, computing or creating the MSCI data makes any express or implied warranties or representations with respect to such data (or the results to be obtained by the use thereof), and all such parties hereby expressly disclaim all warranties of originality, accuracy, completeness, merchantability or fitness for a particular purpose with respect to any of such data. Without limiting any of the foregoing, in no event shall MSCI, any of its affiliates or any third party involved in or related to compiling, computing or creating the data have any liability for any direct, indirect, special, punitive, consequential or any other damages (including lost profits) even if notified of the possibility of such damages. No further distribution or dissemination of the MSCI data is permitted without MSCI’s express written consent.
Limitation of Liability
You expressly understand and agree that neither B|O|S , the Third Party Providers, nor their respective owners, officers, employees, agents or affiliates, shall be liable for any direct, indirect, incidental, special, consequential, exemplary, punitive or other damages, including without limitation damages for loss of profits, goodwill, use, data loss, or other losses (even if B|O|S or such Third Party Provider has been advised of the possibility of such damages) resulting from: (i) your use or inability to use this Website or reliance on the Content, (ii) any link provided in connection with this Website, (iii) any failure of performance, error, omission, interruption, defect, delay in operation of transmission, computer virus, worm, trojan horse or similar matter, or any system failure, (iv) any unauthorized user or hacker gaining access to or damaging data, or (v) any other matter related to your use of this Website. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not fully apply to you, but shall apply to the fullest extent allowed under applicable law.
Links to Third-Party Sites
Choice of Law; Jurisdiction
Changes to this Website and Content; Unavailability; Internet Risks
We reserve the right to make changes to, suspend, discontinue or withdraw, any aspect of this Website, including the availability of any site feature, database, Content, other materials or any related services, at any time in our sole discretion and without notice. We will not be liable if for any reason all or any part of this Website or the Content is unavailable at any time.
B|O|S may also impose limits on certain features or restrict access to parts or all of this Website without notice or liability. B|O|S reserves the right to make this Website unavailable or to take it down without notice as may be required or desired to make modifications or for any other reason.
Portions of this Website utilize Internet connectivity to transmit and receive web pages, Content and data. While we take security measures as described above, the Internet is not a secure medium or environment, and therefore all use of the Internet, including in connection with this Website and Content, is solely at your own risk. Any software, information, content, or material of any kind downloaded or otherwise obtained through the use of this Website is obtained at your own discretion and risk, and you shall be solely responsible for any damage to any computer or loss of data that results from such download or use of the Content or access to this Website. B|O|S is not responsible for any viruses, spam or other actions or results that may occur as a result of your use of the Internet, the Content or this Website.
Please feel free to contact us at https://www.bosinvest.com/contact-us/ if you have any questions or comments regarding your use of the Website.