Last Updated September 1, 2015
Privacy and Data Security
We may gather statistics regarding use of this Website and use them for internal planning, BOS marketing, or other business purposes, but we will not sell or otherwise provide usage statistics to any other party for their own marketing or other purposes.
The material on this Website (including attached or linked publications or other material), including the images and their arrangement and all text, individually and as a compilation, data and any other content on this Website (collectively “Content”) is Copyright © 2000 through 2015, as indicated, by Bingham, Osborn & Scarborough, LLC. All rights are reserved. You may not copy the Content, and you may not upload, post, publish, transmit or distribute it in any way (whether electronically or otherwise) or create other works based on it, without our prior written consent. Title to and all intellectual property rights in the Content belong to BOS and its affiliates or licensors.
Third Party Information Providers
“Bingham, Osborn & Scarborough,” “We Manage The Money You Want to Keep,” “Your Financial Future. Our Discipline,” and “Invest with Vision” are all service marks or trademarks of BOS. BOS may also have service mark or trademark rights in logos or other marks contained in this Website. In addition, the look and feel of this Website constitute the service marks, trademarks and/or trade dress of BOS and, except as expressly provided herein, may not be copied, imitated or used, in whole or in part, without the prior written permission of BOS. Other trademarks, service marks and logos used on this Website may be the trademarks, service marks or logos of Third Party Providers or other owners. You may not use or display service marks, trademarks or logos found on this Website without the prior written consent of BOS or the owner of such mark.
The information and Content on this Website is for informational purposes, and should not be construed as investment advice or relied on as a recommendation to take any action.
WARRANTY AND OTHER DISCLAIMERS
This Website, including any information or Content contained within it or any site-related service, is provided “AS IS” and “AS AVAILABLE,” with no representations or warranties of any kind, either expressed or implied, including, but not limited to, the implied warranties of fitness for a particular purpose, title and non-infringement, and quality of information. BOS makes no warranty that this Website and/or any Content therein will meet your requirements, or will be uninterrupted, timely, secure, current, accurate, complete or error-free, and you assume total responsibility and risk for your use of this Website. BOS expressly disclaims all liability for errors or omissions in, or the misuse or misinterpretation of, any information contained in this Website. BOS may change information or Content contained on this Website at any time but has no commitment to update such information or Content on any specific schedule.
The Content is for informational purposes only and is not intended to be used as a general guide to investing or financial planning, or as a source of any specific recommendations, and makes no implied or express recommendations concerning the manner in which any individual’s investments or assets should or would be handled, as appropriate strategies depend upon each individual’s specific objectives. It is the responsibility of any person or persons in possession of this material to inform himself or herself of, and to seek appropriate advice regarding, any investment or financial planning decisions, legal requirements, and taxation regulations which might be relevant to the topics of and information available on this Website, or the purchase, subscription, holding, exchange, redemption, or disposal or any investments.
The portfolio risk management process includes an effort to monitor and manage risk, but does not imply low risk. Past performance is not indicative of future results, which may vary. The value of investments and the income derived from investments can go down as well as up. Future returns are not guaranteed, and inherent in any investment is the potential for loss.
Opinions expressed on this Website are current opinions, which are not reliable as fact, as of the date appearing in this Website only and are subject to change. In addition, it is possible that this Website could include typographical or other inaccuracies or errors, and that unauthorized additions, deletions and alterations could be made to this Website by third parties. The Content is provided on the basis that the responsibility for assessing its accuracy, completeness and relevance rests wholly with you and is not guaranteed by BOS.
The Content does not constitute a solicitation in any jurisdiction in which such a solicitation is unlawful or to any person to whom it is unlawful. Moreover, the Content neither constitutes an offer to enter into an investment agreement with the recipient nor an invitation to respond by making an offer to enter into an investment agreement.
Markets and Market Data
Neither MSCI nor any other party involved in or related to compiling, computing or creating the MSCI data makes any express or implied warranties or representations with respect to such data (or the results to be obtained by the use thereof), and all such parties hereby expressly disclaim all warranties of originality, accuracy, completeness, merchantability or fitness for a particular purpose with respect to any of such data. Without limiting any of the foregoing, in no event shall MSCI, any of its affiliates or any third party involved in or related to compiling, computing or creating the data have any liability for any direct, indirect, special, punitive, consequential or any other damages (including lost profits) even if notified of the possibility of such damages. No further distribution or dissemination of the MSCI data is permitted without MSCI’s express written consent.
LIMITATION OF LIABILITY
You expressly understand and agree that neither BOS, the Third Party Providers, nor their respective owners, agents or affiliates, shall be liable for any direct, indirect, incidental, special, consequential, exemplary, punitive or other damages, including without limitation damages for loss of profits, goodwill, use, data loss, or other losses (even if BOS has been advised of the possibility of such damages) resulting from: (i) your use or inability to use this Website or reliance on the Content without verifying its accuracy, (ii) any link provided in connection with this Website, (iii) any failure of performance, error, omission, interruption, defect, delay in operation of transmission, computer virus, worm, trojan horse or similar matter, or any system failure, (iv) any unauthorized user or hacker gaining access to or damaging data, or (v) any other matter related to your use of this Website. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not fully apply to you, but shall apply to the full extent allowed under applicable law.
Links to Third-Party Sites
Certain hyperlinks to third-party websites are provided on this Website as a convenience to the user. If you opt to hyperlink to any such websites, you do so entirely at your own risk as they are third-party websites. We are not responsible for the content, update, or accuracy of those sites, and a link to a third-party site or third-party content does not imply BOS’s endorsement, adoption or sponsorship of, or affiliation with, such third-party site or content. BOS accepts no responsibility for reviewing changes or updates to, or the quality, content, policies, nature or reliability of, third-party sites or content. When you leave this Website, our terms and policies no longer govern. You should review applicable terms and policies, including privacy and data-gathering practices, of any third-party site, and should make whatever investigation you feel necessary or appropriate before proceeding with any transaction with any third party.
Choice of Law; Jurisdiction
Changes to this Website and Content; Unavailability; Internet Risks
We may make changes to, or suspend or discontinue, any aspect of this Website at any time, including the availability of any site feature, database, Content, or related services.
BOS may also impose limits on certain features or restrict access to parts or all of this Website without notice or liability. BOS reserves the right to make this Website unavailable or to take it down without notice as may be required or desired to make modifications or for any other reason.
Portions of this Website utilize Internet connectivity to transmit and receive web pages, Content and data. While we take security measures as described above, the Internet is not a secure medium or environment, and therefore all use of the Internet, including in connection with this Website and Content, is solely at your own risk. Any software, information, content, or material of any kind downloaded or otherwise obtained through the use of this Website is obtained at your own discretion and risk, and you shall be solely responsible for any damage to any computer or loss of data that results from such download or use of the Content or access to this Website. BOS is not responsible for any viruses, spam or other actions or results that may occur as a result of your use of the Internet, the Content or this Website.