Dynamic. Comprehensive. Highly Personalized.
Our approach to working with you is based on the belief that effective wealth management must not only consider the totality of your financial life, but must also be fluid, dynamic, and proactive in order to address the myriad of details and decision points that arise over time – from both the investment and the financial planning perspectives. Once you become a client, your account is managed by a highly experienced team that develops both your financial plan and portfolio design, monitors your portfolio, and communicates with you regarding performance, planning issues and any recommended modifications. This ensures that your wealth management team sees the complete picture, and can proactively support you in staying on course toward your financial goals.
We begin with an initial meeting with you and a wealth management team including a principal and portfolio manager, in which we explore the complete picture of your financial planning needs, goals, investment expectations, and our investment philosophy and approach.
Proposal Development & Meeting
Based on our initial consultation with you, we develop a detailed and customized wealth management proposal addressing your investment management and planning needs. We then review this proposal with you in detail.
Plan Approval & Investment Policy Statement
Should you decide to become a client, we provide you with an individualized investment policy statement and, with your approval, we then implement our recommendations.
Monitoring of Your Portfolio & Financial Planning Needs
Your wealth management team monitors your portfolio regularly, measuring performance, comparing results to established benchmarks, and recommending adjustments as dictated by your personal situation or market conditions. We also keep you abreast of any important changes in tax law or other financial planning matters, and let you know of any time-sensitive changes to your financial plan that we may recommend.
As a client, you receive performance reports, our quarterly newsletter, market updates, periodic mailings regarding timely and newsworthy issues, and access to our white papers, articles, webinars and other informational events. Additionally, at least annually (or as needed) we meet with you formally to review your planning issues, personal financial circumstances and discuss your portfolio allocations, portfolio performance and any recommended adjustments we may have from both the investment management and financial planning perspectives.