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how we plan / Creating a Retirement Income Strategy /

Planning to Align Retirement Income and Spending


Walking away from the daily grind of the working world and from a regular paycheck can be one of the most liberating — and terrifying — moments in life.

Careful planning before retirement can help answer the biggest issues that confront retirees and can provide confidence in a secure and financially independent life after retirement. A well-crafted retirement plan can help address the following questions:

  • Given my current financial situation, can I afford to retire now?
  • How much can I afford to spend each year without undue risk of running out of money?
  • From which accounts should I spend now versus later?
  • Do I have sufficient assets not only for my own needs but also to help family and those organizations I wish to support?

Planning with a trusted advisor is key. B|O|S has guided many clients through these decisions. Our goal is to help you make smart decisions and free up your time to focus on what matters most to you.

Have a question?

Speak with Jennifer Ellison, CFA, Principal, who works with many of the firm's individual clients on developing and implementing an investment strategy.

Jennifer Ellison, CFA

B|O|S Recognition

B|O|S  is proud to have been recognized as an industry leader in the registered investment advisor space. These accolades and peer-recognitions reflect not only our passion, but also our deep commitment to every aspect of our relationship with our clients.


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